The RIDF was set up by the Government in 1995-96 for financing ongoing rural Infrastructure projects. The fund is maintained by the National Bank for Agriculture and Rural Development (NABARD). The main objective of the fund is to extent of their shortfall in stipulated priority sector lending to Agriculture. The main objectives of the fund is to provide loans to State Governments and State owned corporations to enable them for completion of rural infrastructure projects.

There is tremendous scope for scientific development/ management of fishery sector so as to make it one of the important sources of income & employment/ livelihood generation, revenue earning, nutrition & food security in the State. While doing so, sustainability would be the guiding principal. Other resources like rivers and reservoirs, swamps and derelict water bodies, other low- lying areas are also not effectively utilized for productivity enhancement which could have otherwise created lakhs of employment generation, rural livelihood through fisheries and aquaculture. Based on considering to explore the potential of rural resources the State Fisheries Department is taking the opportunity for RIDF loan mainly for the Beel Fisheries and low lying area development, up-gradation of Departmental Fish Farms and construction of hygienic fish markets etc.